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Secure Your Wealth With
AtusWest

Digital savings, your own Ajo savings boxes and simple payments for individuals and businesses.

AtusWest Microfinance Bank
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Your Own Ajo

Ajo, Rebuilt Just For You

Open your own Ajo savings box, top it up from your wallet whenever you like, and lock it until a date you choose. It is your money: no group, no waiting for your turn.

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Top Up Any Time

Move money from your wallet into any of your Ajo boxes whenever you like. Every top-up shows in your history.

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Lock It, Keep It

Lock a box to a date to keep your hands off it. When the date arrives, the money returns to your wallet on its own.

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A Box For Every Goal

Open as many boxes as you need, for rent, school fees or a new phone. Set a goal and watch your progress.

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Personal Ajo

Save For What Matters

Name each Ajo after a goal and watch it grow, all tracked in the AtusWest app.

How Your Ajo Works

Open a box and top it up. Lock it to a date if you like. Need it early? Break it for a small fee (2.5%, minimum ₦50), or wait and it returns to your wallet automatically.

1 Open & Top Up
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2 Lock (Optional)
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3 Back To Wallet
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Start Saving With AtusWest Today

Open an account in under 5 minutes and start building a stable financial runway.

Create Free Account
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